LIC बिमा डायमंड
LIC बिमा डायमंड
LIC Plan : Bima Diamond (841)
♥ LIC बिमा डायमंड के फायदे
Policy Benefits :
1) LIC बिमा डायमंड On Death :
On death during first five policy years:
Sum-Assured on death
2) LIC बिमा डायमंड On death after five policy years:
Sum-Assured on death + Loyalty addition if any.
3) LIC बिमा डायमंड where Sum-Assured on death is Basic Sum-Assured,OR
10 times of Annualized Premium, OR
105%of all Premiums paid as on death,
WHICHEVER IS HIGHER.
3) LIC बिमा डायमंड On Survival :
For Term 16:
15% of Basic SA is payable after 4th, 8th and 12th year of policy.
Maturity Time 55% of Basic Sum Assured + Loyalty addition if any.
For Term 20:
15% of Basic SA is payable after 4th, 8th , 12th and 16th year of policy.
Maturity Time 40% of Basic Sum Assured + Loyalty addition if any.
For Term 24:
12% of Basic SA is payable after 4th, 8th , 12th , 16th and 20th year of policy.
Maturity Time 40% of Basic Sum Assured + Loyalty addition if any.
4) LIC बिमा डायमंड Surrendered Value :
The Policy can be surrendered at any time during the policy term provided atleast three full years premiums have been paid.
5) LIC बिमा डायमंड Loan :
Loan Facillity is available under this plan, after payment of premiums for at least 3 full years.
6) LIC बिमा डायमंड Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.
• Maturity under this plan is free under sec 10(10D).
7) LIC बिमा डायमंड Extended Cover after Completion of Policy term.
Extended Cover Period equal to half of the policy term.
♥ LIC बिमा डायमंड संक्षिप्त मे-
Product Summary :
LIC's Bima Diamond Plan (841) is a non-linked, with-profits, limited premium payment money back type plan which offers a combination of protection and saving.
♥ LIC बिमा डायमंड Premium Payment Mode:
Yearly, Halfly, Quarterly, Monthly(ECS)
♥ LIC बिमा डायमंड Term :
16 Year
20 Year
24 Year
♥ LIC बिमा डायमंड P.P.T.
For Term 16 Year Ppt 10 year
For Term 20 Year Ppt 12 Year
For Term 24 Year ppt 15 year
♥ LIC बिमा डायमंड Minimum Entry Age :
14 Year Completed
♥ LIC बिमा डायमंड Maximum Entry Age :
For Term 16Year - 50 Year (Nearest Birthday)
For Term 20 Year - 45 Year (Nearest Birthday)
For Term 24 Year - 41 Year (Nearest Birthday)
♥ LIC बिमा डायमंड Maximum Maturity Age :
For Term 16Year - 66 Year
For Term 20 & 24 Year - 65 Year
♥ LIC बिमा डायमंड Minimum Sum Assured :
1,00,000
♥ LIC बिमा डायमंड Maximum Sum Assured :
5,00,000
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