Why Jeevan Arogya Mediclaim policy ? ... एल.आय.सी. जीवन आरोग्य बीमा पालिसी
Jeevan Arogya is one the LIC initiative when you think about your Arogya means Health.
" Think Negative" about your Health..
You must be wondering when I Saying "Think Negative" when everyone taught us "Think Postive".
Well there is a reason...
Because of our positive attitude, we assume that everything will be all right in future. We think that we will be healthy throughout our life and ignore to accept that there can be anything wrong with our health.
I wish and hope that your / family's health is always good shape, but are you 100% sure, that nothing adverse could happen in next 30 years. You should remember that future is unpredictable and there can chances that you or any member of family may require expensive medical treatment because of any illness or accident. You should be prepared for such event rather than ignoring it.
When we buy car, we also buy car insurance simultaneously, because it is compulsory by law and also we realize that there are chances of accident.
However, we choose to ignore the insurance for our health.
That's why I said - " Think Negative" and be prepared for the worst.
In today's uncertain environment where medical cost are increasing, hospital bills are sky-rocketing, how will one arrange the funds or afford the treatment.
You either has to utilize your savings or sometimes take loan. When it comes to family member life , we are prepared to spend even last penny to save their life.
Imagine a situation when you have saved 10 lac to make down payment for your dream home, and you / your family require any expensive medical treatment. An operation or treatment at good hospital may cost you Rs. 3 to 5 lac and will impact your saving hugely.
In such situation, Health Insurance becomes very important element in one's financial planning. If you don't have sufficient health insurance, you may end up paying huge medical bills in the event of hospitalization out of illness or injury.
In laymen terms, Health insurance is a contract between policy holder & insurance company whereby the insurance company agrees to pay the medical / hospitalization expenses ( upto certain amount) in the event of illness or injury. It covers you / your family against medical expenses due to sickness, accident etc. and for that you need to pay an insurance premium. For eg. Health insurance policy (mediclaim policy) of Rs. 5 lac for 25 yrs old male will cost around Rs. 5000 / year. You also get tax benefits on premium. So if you are in 20 % tax bracket, your net outflow will be only Rs. 4000.
Therefore, Taking a Health Insurance of every family member is very very important. To tackle medical contingency and proper treatment, it is important to take comprehensive health insurance like Jeevan Arogya for yourself and all your family memeber.
I would be happy to hear your views and thought as well !!!
Happy to help 9422895411
" Think Negative" about your Health..
You must be wondering when I Saying "Think Negative" when everyone taught us "Think Postive".
Well there is a reason...
Because of our positive attitude, we assume that everything will be all right in future. We think that we will be healthy throughout our life and ignore to accept that there can be anything wrong with our health.
I wish and hope that your / family's health is always good shape, but are you 100% sure, that nothing adverse could happen in next 30 years. You should remember that future is unpredictable and there can chances that you or any member of family may require expensive medical treatment because of any illness or accident. You should be prepared for such event rather than ignoring it.
When we buy car, we also buy car insurance simultaneously, because it is compulsory by law and also we realize that there are chances of accident.
However, we choose to ignore the insurance for our health.
That's why I said - " Think Negative" and be prepared for the worst.
In today's uncertain environment where medical cost are increasing, hospital bills are sky-rocketing, how will one arrange the funds or afford the treatment.
You either has to utilize your savings or sometimes take loan. When it comes to family member life , we are prepared to spend even last penny to save their life.
Imagine a situation when you have saved 10 lac to make down payment for your dream home, and you / your family require any expensive medical treatment. An operation or treatment at good hospital may cost you Rs. 3 to 5 lac and will impact your saving hugely.
In such situation, Health Insurance becomes very important element in one's financial planning. If you don't have sufficient health insurance, you may end up paying huge medical bills in the event of hospitalization out of illness or injury.
In laymen terms, Health insurance is a contract between policy holder & insurance company whereby the insurance company agrees to pay the medical / hospitalization expenses ( upto certain amount) in the event of illness or injury. It covers you / your family against medical expenses due to sickness, accident etc. and for that you need to pay an insurance premium. For eg. Health insurance policy (mediclaim policy) of Rs. 5 lac for 25 yrs old male will cost around Rs. 5000 / year. You also get tax benefits on premium. So if you are in 20 % tax bracket, your net outflow will be only Rs. 4000.
Therefore, Taking a Health Insurance of every family member is very very important. To tackle medical contingency and proper treatment, it is important to take comprehensive health insurance like Jeevan Arogya for yourself and all your family memeber.
I would be happy to hear your views and thought as well !!!
Happy to help 9422895411
निवेदन : यदि यह लेख आपके लिए लाभप्रद रहा हो तो कृपया कृपया comment के माध्यम से मुझे बताएं.और इसे अपने Facebook friends के साथ ज़रूर share करें .
Comments
Post a Comment