LIC New Bima Bachat Plan No 816 .. एल.आय.सि.न्यू बीमा बचत पॉलिसी
LIC New Bima Bachat Plan No 816...For more detail & buying policy with incentive contact +91 9422895411 or mail me- khairnarbv@gmail.com
LIC Launches new Bima Bachat Plan (Table No 816).
Service Tax shall be applicable at the prevailing rates and borne by the policyholder as per rules.
Maturity Benefit -Single Premium Paid along with loyalty addition less Taxes and extra premiums ,if any
Death Benefit -
First 5 years: Sum Assured shall be payable.
After completion of 5 years: Sum Assured and Loyalty Additions, if any shall be payable.
SURVIVAL BENEFIT (as a percentage of Sum Assured )
Year >Term | 3rd | 6th | 9th | 12th | 15th |
9 | 15% | 15% | Maturity | NA | NA |
12 | 15% | 15% | 15% | Maturity | NA |
15 | 15% | 15% | 15% | 15% | Maturity |
Eligibility Conditions and Restrictions
- Age at entry - 15 years
- Age at Maturity - Maximum 75 Years
- Policy Term - 9 , 12 and 15 years
- Premium mode – Yearly, Half-yearly, Quarterly, Monthly (SSS or ECS)
- Basic Sum Assured -
Min Term 9 Yrs Min Term 12 Yrs Min Term 15 Yrs Maximum Term – 9/12/15 Sum Assured 35000 50000 70000 No upper LimitSA shall be in multiple of Rs.5000
Loan – Loan facility available after completion of 1 policy year.
Loan can be granted upto 60% of Surrender Value
Surrender Value-
- Available at any time during the policy term subject to realisation of the premium cheque.
- No Loyalty Addition payable
- Higher of GSV or SSV payable
Guaranteed Surrender Value (GSV) -
1st Year ~ 70% of Single Premium excluding taxes and extra premium,if any.
Thereafter ~ 90% of Single Premium excluding all Survival Benefits paid earlier, taxes and extra premium, if any.
Special Surrender Value (SSV) -Discounted value of Single Premium paid excluding taxes and extra premium, if any.
Please read this comment carefully if you really care your family...
ReplyDeleteHave U ever thought about this Seriously...?
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Life is full of Uncertainties..only assurance is that, those who put an investment program in place, will have lot more money. Family means a bunch of responsibilities.
To protect and to care... your family
To invest and to dare...in insurance
To wait and to bear...for money
To enjoy and to share...with benefits
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