Kindness of God...

All about Retirement Planning  www.yourfinancialadvisor.in Wait wait wait… Are you talking about Retirement planning ? Man, Kal Kisne Dekha hai? (Who has seen the future?) And there are other important things to be taken care of. There are other important goals that I want to achieve and I do not have money and even time to think about this Retirement planning thing. Well, if you are not aware about retirement planning , let’s try to shake you out of your slumber. How much do you need at the retirement to maintain the same lifestyle that you have at present? Hey man, what are you talking about? I spend around Rs. 25,000 on my monthly expense now and I expect around Rs. 10,000-15,000 increase when I retire. So, it will be around Rs. 35-40 K when I retire. No Big Deal... Hey, do you know one Monster called INFLATION? Who loves to eat money and by doing this, he reduces your purchasing power. What do you mean by this? Currently, you are spending abou...

Critical Number for Retirement Planning Retirement Plan There is scarcely any need to list the uncertainties of planning for retirement . To make a precise number, you would have to know how long you expect to live, how much you need to spend, how much cash flow is assured, how much your stock portfolio will be worth, what the rate of inflation will be, and so forth, and so forth. When you get done listing all the things you have to know, the general tendency is to assume the task is impossible. It's hard, but it isn't impossible if you know a single number: the average growth rate you need to achieve, if you are going to be in exactly the same financial position on your 100th birthday, as you are today. In my own case, the answer is 1.5%. I have arranged my own affairs in such a way that if my stock portfolio maintains a 1.5% growth rate until I reach my 100th birthday, it should be worth the same as it is today, on that happy occasion in the future. So, having the mag...

Today our life is so easy doing the work, is it really happened in lifestyle from morning to night. Button concept is also minimise in this digital where screen touch smart phone is used mostly. We are making the most important thing and on the contrary we make most harmful thing, isn't it? Doing all thing towards atomisation world we forget the exercising our body.  On the upper side it is seen easy but the root of nearly all problems is technology and atomisation.   See how we are develope the habit of being lazy from using T.V., refrigerator, mixture, washing machine etc. Yes we make it life easy? Yes or No. I am confused because mind peace, self esteem all is not come with this easier technology.

Chapter- 41 MAGNITUDE OF THE BOOKS (Grantha-Mahima) ||Salutations to Shree Gurudeva|| The impact of the Graamageeta : The secret of perusal of the books :- The importance of moral behaviour : Eeshware vyaapile hey vishwa | mhanoni jagachi aamhaa deva | Vishwaachaa mool ghatak gaava | Graamageetaa tyaa saathee ||1|| The great God has pervaded the entire universe. so the world, we live in, is the God for us. Village is the root constituant of this universe. therefore, this Graamageeta has descended into this world for the welfare of the villages. ||1|| Yaat graamaachaa jaya jayakaara | sarva teertha khshetraanche graamachi maahera | Graama haa vishwaachaa paayaa sundara | Graam nasataa pralayachi ||2|| Here, in this Graamageetaa, the village has been admired and adored with great respect because, the village is the motherly home of all sacred and holy places. The village is the support, the foundation of the whole universe. If the village doesn't exist, where can we fi...